In Pakistan’s ecommerce market, Cash on Delivery (COD) remains the preferred payment method for the majority of customers. While COD helps sellers reach more buyers, it creates one big challenge: waiting weeks to get your own money back from courier companies.

This is where upfront payments come in.

What Are Upfront Payments?

Upfront payments mean the courier company pays you a large portion of your COD amount much earlier than the standard settlement cycle. Instead of waiting 7–15 days (or even longer) to receive the full collected amount, you get 50% of it the very next day after pickup, and the remaining 50% immediately after successful delivery.

This system is designed specifically to solve the cash flow problem that almost every COD-based ecommerce business in Pakistan faces.

How Traditional Courier Settlements Work in Pakistan

Most conventional courier companies follow these practices:

Weekly payments: Many riders or companies settle once a week (usually Friday or Saturday).
Fortnightly payments: Conventional companies clear remittances on the 1st and 15th of each month.
Additional delays: Bank holidays, weekends, reconciliation issues statuses can push payments even further.

For a growing ecommerce store, waiting 10–20 days to get money that customers have already paid means:

Delayed restocking of inventory
Missed Facebook/Instagram ad opportunities
Taking expensive personal loans or overdraft just to keep the business running

How PostEx Upfront Payments Work

PostEx introduced a simple and transparent upfront payment system built for Pakistani ecommerce sellers.

Here’s the exact process:

Order Pickup – Your rider picks up the parcel from your warehouse or store.
50% Paid the Next Day – As soon as the parcel is picked up, 50% of the order value (for successful COD orders) is transferred to your bank account the very next working day.
Remaining 50% on Delivery – Once the parcel is successfully delivered and amount collected from the customer, the remaining 50% is transferred instantly – often the same day or next working day.

Result: You never wait more than a day or two to access the majority of your money.

Real Benefits for Pakistani e-commerce Sellers

Faster access to funds directly impacts daily operations:

Reinvest Faster – Order new stock from local suppliers in Karachi, Lahore, Faisalabad, or from China without waiting for remittances.
Run Ads Without Stress – Top up your ad account daily instead of stopping campaigns because funds are stuck with the courier.
Avoid Expensive Loans – No need to borrow from friends, family, or banks at high interest rates just to fulfill the next batch of orders.
Scale Smoothly During Peak Seasons – Ramadan, Eid, 11.11, 12.12, or White Friday, when order volume doubles or triples, your cash flow keeps up with demand.

Who Should Use Upfront Payments?

This facility is most useful for:

Startups and small stores doing 50–500 orders per month
Mid-sized brands scaling from 500 to 5,000 orders
Sellers who rely heavily on COD (70%+ orders)
Businesses that advertise aggressively on Facebook, TikTok, Google.
Anyone tired of chasing courier companies for remittances every 15th of the month

How to Activate PostEx Upfront Payments

Getting started is straightforward:

Sign up at https://postex.pk/
Complete your store verification
Choose the Upfront Payment option during onboarding or contact your account manager.
Start shipping – you’ll see 50% credits appearing in your wallet the next day.

Charges are very minimal with no complex conditions. The service is available across Pakistan through PostEx’s extensive nationwide network, supported by 2,000+ team members, operations in 650+ cities, 250+ warehouses, 9,000+ riders, and over 80 million deliveries completed till 2025, proudly holding a 70% market share in Pakistan.

Final Thoughts

In a market where COD is still king, cash flow is often the biggest bottleneck for growth. Upfront payments remove that bottleneck by putting money back in your account within 24–48 hours instead of weeks.

If you’re tired of the old 15-day wait and want your successful COD collections to work for you immediately, PostEx Upfront Payments is built exactly for that.

Ready to get 50% upfront payment and the rest on delivery?

Create your free account today: https://postex.pk/

Grow faster. Stress less. Get paid quicker with PostEx.

What Are Upfront Payments? A Complete Guide for E-commerce Sellers

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